When you're in the '50s or' 60s, life is just beginning – but many insurance companies don't see it that way. They want to penalize you because of your age because you may be “more fragile”; or may not offer cover when you're ready to travel. Age Concern does not perceive you as “high risk”, as many other insurance companies often do; they realize that this is a time of life when you really have time to do the things you dreamed of doing your whole life. You spent your whole life doing things for others – raising your children, completing these projects for your boss, perhaps even taking care of your own older parents. Now it's your turn to experience life at its best!
If you plan to travel abroad and have the time of your life, it is essential that you purchase the cover you need to protect yourself in the event of an unexpected. You may not realize the costs and requirements of medical care or hospitals abroad; some require payment on a daily basis and you could actually face a financial disaster if unforeseen events occur. Age Concert travel insurance gives you complete protection, even if you already have a medical condition – which many other insurers will not do today.
Being at the age of 50 or over does not mean that you need to take things slower or stop enjoying those activities you love so much. Some people get older even more actively, simply because they have more free time to learn or participate in things like canoeing, skiing or sailing. Although you do not intend to engage in any activity that may be perceived as “risky” while traveling, you need protection in other areas. Travel insurance by age offers different levels of protection, whether you want to ensure that you are not responsible for hotel costs or rent if you cancel your trip, or want to protect your belongings from theft or damage.
You can assume that your current health or medical insurance or even Medicare or Medicaid will cover that something happens when you are abroad, but in most cases it is not. One nice aspect of Age Concern Travel Insurance is that you can “pick and choose” the options you need in terms of coverage. If you are a frequent traveler, you can also choose an annual policy that will cover you for all trips you travel abroad all year round; if you travel occasionally, you may want to purchase travel-based coverage. This insurance is designed so that you can choose the protection you want whenever you want.
Today, the sad fact is that insurance companies look at someone over 50 as someone who is too risky to be insured. This is a time when life begins for many people who have raised children and have worked hard all their lives to enjoy later years. The most important thing to do before going on an exciting vacation is to make sure you are protected so that you can have fun without worrying about the unexpected. Age Concern Travel Insurance offers you personal coverage, peace of mind and the opportunity to live life to the fullest.